Unlock 10% Cashback with Your YKards Digital Mastercard

Accepted at top UK retailers
£15 Welcome Discount
Start Today for £29 in the First Month, Then £69/Month

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How YKards works?

1 Sign-up to YKards

Order your Virtual MasterCard today by filling out this form. You’ll receive a £15 welcome credit applied directly to your card as a refund on your first monthly payment, ready to use at your favorite retailers.

2 Activate and use your YKards Mastercard

Add your contactless digital Mastercard to your mobile wallet for easy in-store payments or use the card details at checkout when shopping online. With access to over 130 top UK retailers, you can shop where you want, how you want.

3 Shop and earn cashback

Earn 10% cashback on every purchase made with your Mastercard at participating retailers, both online and in-store. Cashback is capped at £100 per month, helping you maximize your savings across all your favorite brands.

What YKards members say

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Why you’ll love YKards membership

£15 Welcome Discount

We’ll refund £15 from your first payment directly onto your card as a welcome discount. This means that the £15 will be applied as a credit, reducing the cost of your first monthly payment.

Enjoy 10% cashback on every purchase made at over 130 merchants, including all partner brands and points of sale, both online and in-store. Cashback is capped at £100 per month, so you can maximize your savings every time you shop.

Mastercard Cashback

With YKards, your spending goes further thanks to our exclusive cashback benefit. Earn 10% cashback every time you use your YKards Mastercard at over 130 top UK retailers, both online and in-store. Cashback is capped at £100 per month, so you can enjoy significant savings on your purchases across all participating brands and points of sale.

One Card, Many Stores

Your YKards Mastercard gives you access to numerous stores, offering flexibility and savings however you choose to spend. Click here to see the full list of participating brands.


You can also use your Love2shop card contactless at over 900 Marston’s Pubs and Pitcher & Piano Bars across the UK. Additionally, it’s accepted at over 300 Mitchells & Butler Pubs. Click here to view the complete list.

YKards Mastercard Benefits

With YKards, enjoy ultimate convenience and flexibility with your Mastercard. The activated contactless digital gift card can be easily added to your mobile wallet, allowing you to shop seamlessly in-store using your phone. Prefer online shopping? Simply enter your card details at checkout on your favorite brand’s website. Plus, earn 10% cashback on every purchase at over 130 top UK retailers, making every transaction both simple and rewarding!

YKards, your multi-store MasterCard solution

YKards Membership revolutionizes how you shop, whether online or in-store. With more people turning to online shopping for everything from clothing and electronics to groceries, YKards empowers you to make smarter purchases by saving money every time you spend.

When you join, you’ll receive a  £15 welcome credit, refunded directly onto your YKards Mastercard. This credit is available to use immediately at your favorite retailers, ensuring you enjoy savings from day one. With access to over 130 top UK brands, the YKards Mastercard gives you the flexibility to shop where and how you like—whether you’re browsing online or visiting stores in person.

As a YKards member, you’ll earn 10% cashback on every purchase, capped at £100 cashback per month, across all participating brands and partner retailers. From everyday essentials to indulgent treats, your cashback adds up quickly, making your shopping experience more rewarding. Whether you’re shopping at over 900 Marston’s Pubs and Pitcher & Piano Bars, enjoying a meal at 300 Mitchells & Butler Pubs, or browsing your favorite stores, YKards lets you save effortlessly.

YKards membership is designed for simplicity and convenience. Add your digital Mastercard to your mobile wallet for seamless contactless payments in-store or use your card details online. From the instant welcome credit to cashback on every purchase, YKards ensures a smooth, rewarding shopping journey. With YKards, saving while spending has never been easier!

YKards Iphone Checkout Img