Shop smarter, save more.
Ykards is a closed‑loop digital MasterCard® membership. Load money online and we instantly add 10 % extra—up to £100 bonus every month. Spend your boosted balance at more than 140 leading UK high‑street and online retailers for effortless, smarter shopping nationwide.
100% Satisfaction Guarantee
Top‑Up £100, Spend £110 at 140+ UK Brands
Load money onto your closed‑loop Ykards digital MasterCard® and we instantly boost it by 10 % — up to £100 bonus every month.
Enjoy your extra spending power at the UK’s favourite high‑street and online retailers, all from one smart wallet.
Ykards – one wallet, 10 % extra everywhere you shop
Load money once and unlock a world of savings. Every top‑up to your Ykards digital MasterCard® is boosted by 10 %—up to £100 bonus every month—then spent at 140+ leading UK online stores. No points, no waiting, just instant extra buying power on fashion, tech, groceries and more.
10 % Boost on Every Top‑Up
Add £100 to your card, we load £110 instantly—no forms, no waiting.
Stack with Store Deals
Combine Ykards’ 10 % boost with retailer‑side promo codes and seasonal sales for double‑digit savings.
Digital‑Only, Contactless
Your closed‑loop MasterCard® lives in Apple Pay & Google Wallet—secure, tap‑to‑pay online or in apps.
Spend at 140+ UK Favourites
Use your Digital MasterCard to shop at over 140 brands, including Argos, Primark, and Currys.
Unlock the Benefits of YKards in 3 Easy Steps
Subscribe & Activate Your Digital Mastercard
Begin with a free 7‑day trial. Fill out the Card‑Creation Form (link in the header) so our FCA‑regulated issuer, Park Card Services Ltd, can generate your closed‑loop digital MasterCard®. We’ll email your card details within five UK business days—ready for Apple Pay & Google Wallet.
Top‑Up & Get an Instant 10 % Boost
Reload your Ykards card online and we immediately add 10 % extra value—£100 becomes £110 before you even start shopping. The 10 % bonus applies to the first £1 000 deposited each calendar month (maximum £100 bonus). No forms, no waiting.
Shop & Maximise Your Savings
Spend your boosted balance at 140+ leading UK online retailers—including Argos, ASOS, Boots, John Lewis, Deliveroo and more. Combine your Ykards top‑up bonus with retailer promo codes for even bigger savings, all from one smart wallet.
Simple Pricing for Full Control
Ykards boosts your spending power: add money once and we instantly top it up by 10 % (up to £100 bonus each month) to use at 140+ UK online favourites.
Shop smarter, save more.
Start saving more with a 10 % instant top‑up bonus on your closed‑loop digital MasterCard®—earn up to £100 extra value every month before you even start shopping.
10 % Bonus on Every Top‑Up
Deposit £100, we load £110 on the spot. Bonus applies to the first £1 000 you add each calendar month (max £100 bonus).
One Card, 140+ Online Stores
Spend your boosted balance at 140+ leading UK online retailers—from ASOS and Argos to Boots, John Lewis and Deliveroo. (Closed‑loop, online‑only.)
£15 Welcome Top‑Up
Join during our limited campaign, stay past the 7‑day trial and request an extra £15 credit on your card after your first payment—stacked on top of the 10 % bonus.
What Users Say About Our Service
Our members rave about Ykards! By getting a 10 % instant top‑up bonus—worth up to £100 extra every month— on a closed‑loop digital MasterCard® accepted at 140+ top UK online retailers, they stretch their budgets without changing how they shop. Scroll down to see real stories from real customers.
I had a fantastic experience with Ykards
I had a fantastic experience with YKards! They generously gave me £15, and their brand offers a wide range of retailer gift cards, making shopping incredibly convenient. The process was smooth, and I had no issues using the card across multiple retailers. It’s a great option for flexible spending, and the cashback rewards are a great bonus. I highly recommend YKards to anyone looking for an easy and rewarding way to shop!
Ovie O.
Ykards delivers beyond expectations!
It was a good experience here! I wish you all the best thank you so much frm my bottom of the heart
Maria S.
i enjoyed exploring and looking at…
i enjoyed exploring and looking at products as well as shopping with Asda George which was an amazing experience
Liam T.
Trustscore 4.7
Have Questions?
Want to learn more about how YKards works or have specific questions? We’re here to help! Reach out to us, and our friendly support team will guide you through everything you need to know.